The amount you can borrow depends on your income, credit score, existing liabilities, and the type of loan you apply for. Typically, lenders offer loans ranging from a few thousand to several lakhs. During the application process, we’ll help you identify the best loan amount suited to your financial profile.
Yes, most lenders allow you to pay off your loan early, either in part or in full. This is called prepayment or foreclosure. Some loans may come with minimal prepayment charges, while others offer flexible repayment with no penalty. We’ll guide you through the terms so you can save on interest whenever possible.
Yes, we do. Refinancing allows you to replace your existing loan with a new one at better interest rates or improved terms. This is especially helpful if your credit score has improved or if market rates have dropped since you first took the loan. Our advisors will help you compare options and switch to a plan that saves you money.
You should apply for a loan as soon as you have a clear financial need — such as buying a home, funding education, managing medical expenses, or consolidating debt. Applying early ensures you have enough time for approval, documentation, and fund disbursement without stress.
Our corporate office is located at Smartworks Corporate Park, Amity Rd, Sector 125, Noida, Uttar Pradesh 201303. We also provide online loan advisory services so you can connect with us from anywhere.
Dhanyojna offers a wide range of business financing options including working capital loans, SME loans, machinery and equipment financing, invoice financing, and business expansion loans. Our advisors will help you choose the best solution based on your requirements.
With Dhanyojna, you get access to multiple lenders under one platform, competitive interest rates, and complete transparency. Our expert team provides end-to-end assistance, making your borrowing journey smooth, secure, and stress-free.
Absolutely! Dhanyojna is for everyone — whether you are an individual seeking a personal loan, a salaried professional, or a business owner. We help match your profile with the most suitable loan products available.
Yes, we offer refinancing options to help you replace your existing loan with one that has better terms or lower interest rates. Refinancing with Dhanyojna can reduce your EMIs and save you significant money over the loan tenure.
You can apply anytime once you have the required documents ready. However, applying early ensures faster approval and avoids delays if additional verification is required.
At Dhanyojna, most loan applications are processed within 24–48 hours after verification. Once approved, the loan amount is directly credited to your bank account.
A comparison rate shows the true cost of a loan by including both the interest rate and any additional fees or charges. This helps you compare different loan options fairly.
You should only apply for the amount you genuinely need. Borrowing responsibly helps keep your EMIs affordable and ensures easy repayment without financial burden.
